Hard Money Lender in Wyoming

Hard Money Lending in Wyoming

Wyoming, located in the mountain region of the Western United States, is the 10th largest state by area but one of the least populated. Its capital and largest city is Cheyenne, a center of culture and commerce. Wyoming is known for its wide-open spaces, national parks including Yellowstone, and a strong tradition of ranching and mining.

Quick Stats:

  • Population: 580,000
  • Median Household Income: $65,003
  • Population Density: 6 people/square mile
  • Median Home Sale Price: $290,000
  • Median Price to Rent: $900/month

Lending in Wyoming

Wyoming may be the least populated state in the US, but it offers unique real estate investment opportunities - particularly in Cheyenne, Casper, and the high-value Jackson Hole market. Jackson Hole is one of the most expensive real estate markets in the Rocky Mountain region, attracting luxury vacation rental investors and second-home buyers. Hard money financing is essential for competitive offers in markets that move fast.

Onyx Capital Lending funds fix & flip, DSCR vacation rentals, bridge loans, and new construction across Wyoming. No income verification, no W-2s, asset-based underwriting only. Submit your Wyoming deal online and receive a term sheet within 24 hours. Close in as few as 10-21 days.

Do you lend in Jackson Hole and other high-value Wyoming markets?

Yes - Onyx lends statewide including Jackson Hole, Cheyenne, Casper, Gillette, and Laramie. High-value markets like Jackson Hole are evaluated on deal strength and property value. Minimum loan $150,000.

Can I get a DSCR loan for a vacation rental in Wyoming?

Yes. Wyoming's Jackson Hole area has one of the strongest short-term rental markets in the Rocky Mountain region. Onyx Capital Lending offers DSCR loans based on actual or projected vacation rental income - Airbnb and VRBO income accepted. No personal income verification required.

How fast can Onyx close a hard money loan in Wyoming?

Typically 10-21 business days. Wyoming closings are straightforward and our in-house underwriting avoids delays. Jackson Hole deals may take slightly longer due to title complexity on high-value properties, but most close within 15-21 days.

Recent Wyoming Deal

Property: DSCR Vacation Rental | Location: Jackson Hole, WY | Loan Amount: $950,000 | LTV: 65% | Rate: 11.25% | Term: 24 months | Closed In: 16 days

Wyoming mountain property and real estate landscape (Jackson Hole / Teton Range area)

All our finance programs support the following investment options. For a complete list, please visit our Loan Programs page.

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  • 22 Parsonage St, Providence, WY 02903, USA

Connected Investors does not offer personal or investment loans. Connected Investors is not involved in negotiating loan terms nor do we make investment recommendations, and any information found herein should not be construed as such. Any loan information contained herein has been secured from sources that Connected Investors believes are reliable, but we make no representation.