
Send us deals. Get paid. It's that simple.
If you work with real estate investors—as an agent, broker, attorney,
financial advisor, or fellow lender—Onyx Capital Lending wants to
partner with you.
We close fast, we say yes when others say no, and we pay referral fees
on every funded deal you send our way. Our partners don't just earn once—they
build an ongoing revenue stream by connecting investors to the
capital they need.
Since 2016, we've built relationships with referral partners across 48
states who count on us to fund their clients' deals quickly and professionally.
When your client wins, you win—and we make sure that happens as often
as possible.
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WHO WE PARTNER WITH
✅ Real estate agents and brokers
✅ Mortgage brokers and loan officers
✅ Real estate attorneys and title companies
✅ Financial advisors and wealth managers
✅ Hard money and private lending brokers
✅ Real estate investors (refer your network)
✅ Wholesalers and deal finders
✅ CPAs and tax professionals working with investors
✅ Property managers with investor clients
✅ Real estate coaches and educators
If your clients buy, sell, or invest in real estate—
we have deals to fund and fees to pay.
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WHY PARTNERS CHOOSE ONYX
Fast closings—we close in as little as 14 days,
so your clients don't lose deals waiting on a lender.
We say yes—we fund deals that banks and conventional
lenders turn down. Bad credit, complex entity structures,
rural properties, short-term rentals—we have programs
for all of it.
Direct lender—no broker chains, no delays, no markup.
Your client works directly with our team.
Transparent process—we keep you updated at every stage
so you're never in the dark about your client's loan.
Referral fees paid—we pay competitive referral fees
on every closed loan. Fees are paid at closing, not after.
Repeat business—investors close multiple deals.
Every client you refer has the potential to become
a recurring revenue source.
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HOW IT WORKS
Step 1 — Register as a Partner
Fill out our referral partner application below.
We'll confirm your partnership within 24 hours.
Step 2 — Send Us a Deal
When you have an investor client who needs financing,
send us their deal details. We review them the same day
and give you a fast answer.
Step 3 — We Handle Everything
Our team takes it from there—pre-qual, application,
underwriting, closing. We keep you in the loop the
whole way.
Step 4 — Get Paid at Closing
Your referral fee is paid at closing on every funded
deal. No waiting, no chasing.
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WHAT WE FUND
DSCR Rental Loans Fix & Flip Loans
Hard Money Loans Bridge Loans
Multifamily (5+ units) Mixed-Use Properties
New Construction Foreign National Loans
Self Storage Vacation Rentals
Retail Properties Rural Properties
Bad Credit Investor Loans
Loan amounts from $100K to $10M+. Available in 48 states.
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BECOME A REFERRAL PARTNER TODAY
Ready to start earning on every deal you send us?
Book a quick call with Richard to get set up—it
takes less than 15 minutes.
22 Parsonage St, Providence, RI 02903, USA
Onyx Capital Lending NMLS #2123236 | Richard Morency NMLS #1987012. Not a consumer mortgage lender. Business purpose loans only. Equal Housing Opportunity.