About Us
- Home
- About Us
House Financing With Confidence
Onyx Capital Lending is America's leading home mortgage lender, helping millions achieve their dream of homeownership. We have revolutionized the industry with the world's best online mortgage experience.
Founded by Richard Morency in 2016, Onyx Capital Lending is a digital platform built from the ground up. Pioneering the first fully online home loan process makes it easier than ever to secure a mortgage.
During our growth, Onyx Capital Lending became synonymous with excellence in mortgage lending. In 2016, we officially adopted the name Onyx Capital Lending, reflecting our commitment to simplifying the mortgage process for everyone.
By 2020, we had become the nation's largest home mortgage lender. We have funded over $300 million for our clients.
Our mission is simple: to streamline the complex home financing process through innovative technology and an exceptional team.

Our Achievement
Our greatest achievement is our clients trust us and we don't sleep until our clients get the funds. We recognize the epitome funding solution to lend your next project.
30000000
LOANS FUNDED
22
YEARS IN BUSINESS
365
DAYS OPEN
48
STATES WE LEND IN
We're driven by our customers
Onyx Capital Lending is the simplest and also most convenient method to finance a house. Onyx Capital Lending is a wide range of service funding loans with a team of experts in across the nations in mortgage funding. Either a first-time residence buyer or a re-financing the current loans - we can lend. We provide accessibility to a complete series of mortgage sources and all of our funding professionals are committed to work along with to get the best loan - with the very best terms, and the low interest rates - to fulfill our customers' requirement.
With prize-winning service and advanced digital platforms, we assist our clients to make better choices in much less time. With Onyx Capital Lending - you not only have access to the most effective funding available in the industry, however you can evaluate the very best loan options, and even look for your loan instantly - at your benefit.

Why we are best in the industry?
Whether you are a real estate investor or a borrower, or tied up to the real estate residential and commercial world in any way, we can assist you with all your funding needs.

Loan Programs for Every Need

Reliable, Quick and Easy

We Lend in 48 States

Team of Experts

Low Interest Rates

24/7 Support Services
Experience Our Worth
We still continue to explore a better means to make it possible for the American desire for financial flexibility.
Get the perfect mortgage
We make certain our customers have the information they need to get a mortgage that fits their details objectives.
Keep an eye on your mortgage 24/7.
You'll have the tools to constantly know what's going on with your funding and also what we're dealing with.
Get back your time
Our online application process is quick and simple. You can even set your own time and also the location for closing.
© Onyx Capital Lending - 2025