One of the most recession-resistant asset classes in commercial real estate.

We fund it.

Self storage isn’t glamorous—but it’s one of the most consistent

cash-flowing commercial assets an investor can own: low maintenance,

high demand, and strong occupancy even during economic downturns.

At Onyx Capital Lending, we finance self storage acquisitions, refinances,

and value-add projects across 48 states. Whether you’re buying a stabilized

facility, acquiring an underperforming property, or expanding an existing

storage operation, we have the loan programs to get your deal funded fast.

We qualify deals based on the facility’s income—not your personal

tax returns or W-2s.

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LOAN HIGHLIGHTS

✅ Loan amounts from $500K to $10M+

✅ No tax returns or W-2s required

✅ Qualification based on facility income and occupancy (DSCR)

✅ Stabilized and value-add facilities eligible

✅ Climate-controlled and standard unit facilities welcome

✅ Outdoor storage and RV/boat storage considered

✅ LLC, LP, and corporation vesting accepted

✅ Acquisition, refinance, and cash-out eligible

✅ Close in as little as 21 days

✅ Available in 48 states

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ELIGIBLE FACILITY TYPES

• Stabilized self storage facilities (80%+ occupancy)

• Value-add facilities with upside potential

• Climate-controlled storage centers

• Drive-up unit facilities

• Mixed-use storage with office or retail components

• RV, boat, and vehicle storage facilities

• Facilities with expansion potential

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WHY SELF STORAGE IS A SMART INVESTMENT

• Recession-resistant — demand remains strong in both up and down markets

• Lower operating costs compared to residential or retail properties

• Minimal landlord obligations — no toilets, no leases, no tenants

• Easy to scale — add units, raise rates, increase occupancy

• Strong exit market — institutional buyers actively acquiring storage assets

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WHO THIS IS FOR

Self storage loans at Onyx Capital Lending are designed for:

• Investors acquiring their first self storage facility

• Operators expanding or refinancing an existing portfolio

• Value-add buyers acquiring underperforming facilities

• Developers converting properties into self storage

• Investors 1031 exchanging into self storage assets

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READY TO FUND YOUR STORAGE DEAL?

Self storage deals move fast. Submit yours today, and we'll provide

a same-day answer.