Strip malls. Storefronts. Mixed retail. We fund them all.

Retail commercial properties can be some of the highest-yielding assets in

a real estate investor's portfolio — if you have the right lender backing

your deal.

At Onyx Capital Lending, we finance retail properties across 48 states for

investors and developers who know how to identify value. Whether you're

acquiring a single-tenant storefront, a multi-tenant strip mall, or a

retail center in need of repositioning — we have a loan program built

for your deal.

We underwrite based on what the property earns, not your personal tax

returns. If your tenants are paying rent and the numbers work — we can fund it.

---

LOAN HIGHLIGHTS

✅ Loan amounts from $250K to $5M+

✅ No tax returns or W-2s required

✅ Qualify based on rental income (DSCR)

✅ Single-tenant and multi-tenant retail eligible

✅ Strip malls, storefronts, and retail centers welcome

✅ Stabilized and value-add properties considered

✅ LLC, LP, and corporation vesting okay

✅ Close in as little as 21 days

✅ Available in 48 states

---

ELIGIBLE PROPERTY TYPES

• Single-tenant net lease (NNN) properties

• Multi-tenant strip malls and shopping centers

• Inline retail storefronts

• Retail condos and commercial units

• Mixed-use with retail on the ground floor

• Value-add and repositioning retail plays

---

WHO THIS IS FOR

Retail loans at Onyx Capital Lending are built for:

• Investors acquiring income-producing retail properties

• Owners refinancing to pull equity out of stabilized retail

• Developers repositioning underperforming retail centers

• Investors 1031 exchanging into commercial retail assets

• Buyers acquiring retail with existing long-term leases

If you have a retail deal with tenants in place and rent coming in —

we can get it funded.

---

WHAT WE NEED FROM YOU

Unlike traditional banks, we don't need two years of tax returns and

a stack of financial documents to get started. Tell us:

• Property address and type

• Current occupancy and lease terms

• Monthly rental income

• Purchase price or current value

• Your target loan amount

That's it. We'll give you a same-day answer.

---

READY TO FUND YOUR RETAIL DEAL?

Our commercial lending team reviews retail loan requests daily.

Submit your deal and we'll get back to you fast.