Hard Money Lender Virginia
Hard Money Lending in Virginia
Virginia offers one of the most diverse real estate investment markets on the East Coast. Northern Virginia - including Fairfax, Arlington, McLean, and Alexandria - is one of the highest-demand metro areas in the country, driven by proximity to Washington DC. Richmond's urban core has seen significant fix & flip and multifamily activity, while Virginia Beach and the Hampton Roads region offer strong DSCR rental opportunities. Conventional financing moves too slowly for competitive Virginia deals. Onyx Capital Lending is a direct hard money lender closing Virginia deals in as few as 10 days with asset-based underwriting and no income verification.
Lending in Virginia
Onyx Capital Lending actively funds deals across all Virginia markets. In Northern Virginia, we provide bridge loans and acquisition financing for investors competing in the DC corridor's fast-moving market. Richmond's fix & flip scene has grown significantly, with investors targeting 1-4 family value-add properties in neighborhoods like Church Hill, Scott's Addition, and Manchester.
Virginia Beach and the Hampton Roads area are ideal for DSCR rental loans - both long-term and short-term vacation rentals perform well in coastal Virginia. Our loan products require no income verification, no W-2s, and no tax returns. Submit your deal online and receive a term sheet within 24 hours.
Recent Virginia Deal
Property: Fix & Flip - Single Family | Location: Richmond, VA | Loan Amount: $485,000 | LTV: 72% | Rate: 10.75% | Term: 18 months | Closed In: 13 days
Virginia FAQs
Q: Do you lend in Northern Virginia including Fairfax and Arlington?
A: Yes - Onyx actively funds deals across all of Northern Virginia including Fairfax, Arlington, McLean, Alexandria, and Loudoun County. High property values in the DC corridor make hard money an ideal tool for bridge financing and competitive acquisitions.
Q: What property types do you fund in Virginia?
A: We fund fix & flip, DSCR rentals, bridge loans, multifamily 2-50 units, new construction, and mixed-use properties. No owner-occupied residential. Minimum loan $150,000.
Q: How fast can you close a hard money loan in Virginia?
A: Typically 10-21 business days. Most experienced Virginia investors close in 12-15 days with our in-house underwriting team handling the full process.
Quick Stats:
- Population: 8.7 million
- Median Household Income: $80,615
- Population Density: 215 people/square mile
- Median Home Sale Price: $385,000
- Median Price to Rent: $1,750
All our finance programs sustain the adhering to investment options, for a total listing please visit our loan program page:
Hard Money Lender in Virginia
Broker & Referral Partners in Virginia
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Connected Investors does not offer personal or investment loans. Connected Investors is not involved in negotiating loan terms nor do we make investment recommendations, and any information found herein should not be construed as such. Any loan information contained herein has been secured from sources that Connected Investors believes are reliable, but we make no representation.