Trusted Hard Money Lender in New York | Fast, Reliable Financing
Hard Money Lending in New York
New York is one of the most competitive real estate markets in the country. From Brooklyn brownstone fix & flips to Queens multifamily acquisitions, Long Island rentals, and upstate value-add plays in Buffalo and Rochester — NY investors need capital that moves as fast as the market. Conventional bank financing is rarely an option when deals need to close in days, not months. Onyx Capital Lending is a direct hard money lender actively funding deals across New York State with no income verification and asset-based underwriting only.
Quick Stats:
- Population: 19.8 million
- Median household income: $72,108
- Population density: 412 people/sq mile
- Median home sale price: $385,000
- Median rent: $1,750
All our finance programs support the following investment options. For a complete list, please visit our loan program page:
Hard Money Lender in New York
Company in New York
Broker & Referral Partners in New York
Lending in New York
New York City and its surrounding areas represent one of the most competitive and dynamic real estate markets in the country. Securing profitable deals here requires capital that moves as fast as the market does.
From funding Brooklyn brownstone fix & flips and Queens multifamily acquisitions, to stabilizing Long Island rental portfolios and executing upstate value-add projects in Buffalo and Rochester, we have the localized expertise to support your investment strategy across the Empire State.
Traditional lenders often fail real estate investors with drawn-out timelines and rigid committee approvals. Onyx Capital Lending bypasses the red tape, offering asset-based underwriting with zero income verification, allowing you to close in just 10 to 21 days and seize time-sensitive opportunities.
RECENT TRANSACTION
Recent New Mexico Deal
PROPERTY
Fix & Flip - Multifamily Brownstone in New York
LOCATION
Albuquerque, New Mexico
LOAN
$1,250,000
LTV
70%
RATE
10.99%
TERM
18 months
CLOSED
12 days
Fast approvals - Direct lender
GET ANSWERS
New York FAQs
Get clear, direct answers about our lending parameters and timelines for New York real estate investments.
Do you lend in all five NYC boroughs?
Yes — Manhattan, Brooklyn, Queens, the Bronx, and Staten Island, plus Long Island, Westchester, and upstate markets including Buffalo, Rochester, Albany, and Syracuse.
Can I get a hard money loan on a co-op in New York?
No. Co-ops are shares in a corporation, not real property, so they can't serve as collateral. Onyx lends on condos, 1–4 family homes, multifamily (5+ units), mixed-use, and commercial real estate.
How fast can you close a hard money loan in New York?
10–21 business days. NYC deals involve title complexity and transfer tax documentation, but our in-house team works directly with local title companies to keep timelines tight.
Copyright © 2026 www.onyxcapitallending.com | All rights reserved.
22 Parsonage St, New York, NY 10038, USA
Connected Investors does not offer personal or investment loans. Connected Investors is not involved in negotiating loan terms nor do we make investment recommendations, and any information found herein should not be construed as such. Any loan information contained herein has been secured from sources that Connected Investors believes are reliable, but we make no representation.