Hard Money Lender West Virginia

West Virginia

West Virginia is located in the mid-Atlantic Appalachian Southern eastern regions of the USA. The state is renowned for its eternal eye-catching mountain beauty, logging markets, coal mining. Charleston is the capital of West Virginia, and also the largest city in the entire state. It has a damp humid climate with the forest covering 3/4th of the whole state.

Quick Stats:

  • Population: 1.79 million
  • Median household income: $48,850
  • Population density: 28.62 people/square mile
  • Median home sales price: $126,948
  • Median price to rent: $732

Lending in West Virginia

Onyx Capital Lending is fully licensed and actively lending across West Virginia with business-purpose hard money financing for real estate investors. We offer fix & flip, DSCR, bridge, multifamily, and new construction loans, with closings in as few as 14 days. West Virginia’s affordable entry points and steady rental demand in markets like Charleston and Morgantown create compelling opportunities for value-add and long-term hold strategies.

Sample Deal

Market: Charleston, WV. Property: SFR fix & flip. Loan: $485,000 at 70% LTV, funded in 12 business days. The borrower needed speed to beat a competing cash offer on a distressed 3-bed/2-bath home with an outdated roof and mechanicals. We underwrote the asset and exit plan - no tax returns and no income verification required.

West Virginia FAQs

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All our finance programs sustain the adhering to investment options, for a total listing please visit our loan program page:

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© 2026 Onyx Capital Lending | NMLS #2123236 | Richard Morency NMLS #1987012 | Licensed in 48 States. All loans are strictly for business and investment purposes only. Onyx Capital Lending is not a consumer lender and does not provide personal residential mortgage loans. Call us at (401) 329-9904 or email [email protected]. Equal Housing Lender.