Loan Programs

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Loan Programs

Hard Money Loan

We provide Hard Money financing investment residential and commercial properties, including Single-Family Homes, Multi-Family Properties, Industrial Buildings, Warehouses, Mixed-Use Properties, Retail Space, Commercial Real Estate

Fix and Flip or Fix to Rent Loans

Fix-to-Rent or Fix-and-Flip – Onyx Capital Lending is Your Trusted Partner from Start to Finish! Whether you're flipping a property for profit or renovating a rental for long-term cash flow, we provide the financing and support you need to succeed.

Multifamily Loan

Onyx Capital Lending offers flexible financing solutions for investors looking to purchase or refinance 5+ unit properties or unlimited residential and commercial properties with short-term, long term or interest-only funding.

Bridge Loan

At Onyx Capital Lending, we offer short-term financing that allows you to leverage the equity in your existing property to secure a new investment opportunity.

Foreign National Loan

Onyx Capital Lending Offers Financing for Non-U.S. Residents We understand that many real estate investors and business owners come from around the world. That's why we provide lending options for non-U.S. residents, including resident aliens, short-term residents, and individuals with either permanent or temporary status.

Industrial Loan

We provide specialized industrial loans designed to meet the needs of businesses investing in industrial properties, including manufacturing facilities, warehouses, and distribution centers.

Investment Property Loan

Whether you're looking for short-term loans for flips or long-term mortgages for rentals, Onyx Capital Lending has the financing solutions you need to succeed in the residential real estate market.

Mixed-Use Property Loan

Mixed-use properties offer the benefit of residential and commercial revenue, making them less risky for investors. Flexible Financing Options – Whether you're acquiring, refinancing, or renovating, we have the perfect loan program to fit your investment strategy.

Bad Credit Loan

At Onyx Capital Lending, we understand that many small business owners face challenges with their credit scores. That's why we offer alternative financing options specifically designed to help businesses access the capital they need, even if their FICO credit score is below 580.

New Construction Loan

At Onyx Capital Lending, we specialize in providing construction financing tailored to your specific needs, ensuring that you have the resources to build the home of your dreams.

Retail Loan

Let us help you grow your retail business with financing that’s tailored to your needs. Contact us today to discuss your financing options and how we can support your business expansion!

Rural Loan

At Onyx Capital Lending, we offer specialized financing to help you acquire raw land or a dream home in a rural setting or within the boundaries of small towns. Whether you're looking to invest in undeveloped land for future development or purchase a home in a peaceful, more secluded location, we have flexible loan options to support your needs.

Self Storage Loan

At Onyx Capital Lending, we specialize in providing financing for the purchase and renovation of self-storage facilities. Whether you're looking to expand your existing portfolio or invest in a new self-storage business, we offer tailored financing solutions with terms that range from 15 to 30 years.

Vacation Rental Property Loan

At Onyx Capital Lending, we offer flexible long-term financing options to help you invest in single-family homes, multiple properties, or entire vacation rental portfolios. Whether you’re expanding your rental business or acquiring new properties, we provide the capital and support you need to grow your real estate investments.