22 Parsonage St, Providence, RI 02903

Onyx Capital Lending | Financial Solutions

Onyx Capital Lending
FUNDING PROGRAMS

We make every effort to provide the best funding options and terms to fulfill your requirements

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NATIONWIDE FINANCING

We fund in nearly every state in the United States except North and South Dakota

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ULTRA-FASTTURN TIMES

We can process and get you funded as quickly as in 5 days for all your loans

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FULL TRANSPARENCY

Our funding procedure is easy and clear.

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Onyx Capital Lending
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ABOUT US

Onyx Capital Lending was formed in 2016 by an industry expect – Richard Morency. The company has funded thousands of lending since its beginning. We provide outstanding services to numerous customers in the real estate industry.

For those who wish to purchase a residential or commercial property. Our wide range of experience places us in the unique position of having the ability to assist investors with all elements of each transaction. Whether your investment method is flipping or long-term rentals, Onyx Capital Lendingis your best choice for a hard money lender.

We are a private lending corporation offering temporary purchase and remodeling funding to investors for both residential property and also business properties.

Onyx Capital Lending

Loan Programs

At Onyx Capital Lending. we understand the diverse needs of real estate investors. Whether you're looking to fund a fix-and-flip project or seeking long-term financing for a rental property, we have tailored loan programs to suit your requirements. Our flexible terms, competitive rates, and quick approval process make us the preferred choice for investors nationwide.

Hard Money Loan

Get funds on investment residential or commercial properties - single-family, multi-family, industrial, warehouse, mixed use, retail, commercial - rates starting at 7.25%.

Fix and Flip Loan

Fix-To-Rent or fix-and-flip - We are your ideal companion from the beginning till the end.

Multifamily Loan

Purchase or refinance 5+ units to unlimited residential or commercial properties with rehabilitation short-term, interest only funding.

Bridge Loan

Offer short term financing that utilizes the equity from your existing residence to aid you make a deal on a brand-new one.

Foreign National Loan

Not a resident of United States? We offer lending’s to non U.S.A. residents that may be resident aliens, short-term residents or either permanent or temporary standing.

Industrial Loan

Customized funding services to aid you get rid of the commercial difficulties unique to your business.

Investment Property Loan

Either short-term loans for flips or long-term mortgages for rentals get your fund for residential investment property loans.

Mixed-Use Property

Get funded for short-term or long-term with mised use loans and the terms ranging in between 6 months to 30 years.

Bad Credit Loan

Financing choices for small businesses with bad credit scores. Get your funds even if your FICO credit report is much less than 580.

New Construction Loan

We have the exceptional construction financing - funding to aid you make your dream home come true.

Retail Loan

We tailor our retail financing to much better fulfill the needs of you to grow your business.

Rural Loan

Get your funds to acquire raw land or a dream home in a rural setting, or within the limits of small towns.

Self Storage Loan

We help get funded to finance the purchase, renovation of self storage space facilities for over a 15-30 year duration.

Vacation Rental Property

Long-term funding for several or single homes along with portfolios of vacation rentals properties.

Onyx Capital Lending

Why Us!

Versatile Loan Programs: From long-term mortgages to short-term bridge loans, we offer a diverse range of financing options to suit various project needs.Customized Solutions: Our experienced team works closely with each client to understand their specific requirements and craft personalized loan packages that align with their goals.Competitive Rates: We strive to provide competitive interest rates and terms, ensuring that you receive the best possible financing solution for your investment.Efficient Approval Process: Time is of the essence in real estate transactions. Our streamlined approval process ensures quick decisions, allowing you to seize opportunities without delay.Expert Guidance: With years of industry experience, our team is here to offer expert guidance and support at every step of the lending process. Whether you're a seasoned investor or a first-time borrower, we're committed to your success.Transparent Communication: We believe in transparent communication and strive to keep you informed throughout the loan process.

  • Great Rates

    We offer rates between 7.75-12 depending on property type and LTV

  • Reputation Matters

    We served thousands of investors

  • Customers Love Us

    Our customers back our reputation as an industry-leading hard money lender. Just check out our 5-star ranking on Yelp and also Google.

  • We Can Help

    We assist consumers when others can't. Bankruptcy, foreclosure, poor debt, and also foreign nationals are no problem.

Where We Lend

We are a nationwide private/hard money lender that provides loans for all of our programs in 48 out of the 50 states.

Get Loan Adviser

Call us today, leave a message, email or find your nearest office below and We are here for you 24 hours , 7 days a week.

We are here for you 24 hours a day, 7 days a week

Address : 22 Parsonage St, Providence, RI 02903

Company NMLS : 2123236

Email: rmorency@onyxcapitallending.com

Personal NMLS : 1987012

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Our FAQs

Still have questions?
Our Client Success Team is always here to help

  • Mon - Thurs 7am – 7pm ET
  • Fri 7am – 7pm ET
  • Sat - Sun 7am – 5pm ET
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Onyx Capital Lending is the nation’s greatest national private loan providers. After the financial scenario, to assist deal the unique demands of investor we were started in 2016. We are backed by a home office and have corporate sources companions and also are individually owned.

Onyx Capital Lending is headquartered in Providence, RI. We have regional offices in most of the States as well as throughout the country we have funding experts as we provide in 48 States in the country.

With the same interest for success – we assist big proprietors, part-time or full-time investors in real estate properties and developers.

We are a one-of-a-kind home loan funder. We do not offer any kind of conventional loans like Quicken or Wells Fargo as well as only provide to real estate investors. We focus only on the quirky demands that real estate investors have in operating their business.

Short span loan used to buy a property hastily that entails funding the repairs. They are resold or refinancing within 12-24 month.

Anyone who are in need of acquiring a real estate property at a discount ratesthat requiresrenovation or rehab are our prime clients.

Yes, we being expert in fix-and-flip funding that involves repair expenses. Funding 100% of the rehab costs, loans will be proceeded.

A Rental Loan is an investment property and also it is a very long-term loan. Against the property value and the money flow of the property it is underwritten initially.

This fund is customized towards both big players and small players in the industry who have been perfectly give rise to cash flows ample to re-pay a mortgage and one or more rental properties. We provide both new purchase and refinancing choices.

We would require a different type of documents for different kinds of loan. So, you check on our loan program page to see what we require in the loan application and we get only the documents we required.

Of course, yes – we have worked with big players in the industry and have funded over $50M for single customer.

Yes – you can. We have different types of loans according to our clients requirement – either small or big, we work with everyone.

Yes – we can work with 1st time investors.

Onyx Capital Lending provides funding in 48 States – excluding North Dakota and South Dakota.

Each loan has different requirement. We set off to be better pliable than a secular bank, however, we do have some basic eligibility requirements that are unlike a local hard money lender in general.

That’s a good question – we require a minimum of 680-credit score and it differs on the loan need.

We do not provide 100% financing; however, we provide a very combative leverage.

We can lend as low as 30,000 and as high 50 million